BMW Finance Explained


An innovative and cost effective way for companies to preserve cash flow and manage risk. For many businesses the annual lump sum payment of their insurance package has meant increasing their overdraft facilities or using valuable cash from their business to meet this up-front payment. BMW Premium Funding provides a simple and competitive funding product to meet the needs of businesses.


To the Client.

  • Major cash flow benefits, as the insurance expense is spread over the period of insurance.
  • No ongoing account keeping or early termination fees.
  • Valuable security is not tied up as the insurance premiums that are funded, become our security.
  • Easy straight forward approval system.
  • Very competitive rates.
  • The interest charges on premium funding may be tax-deductible for your business.
  • Access to the whole BMW Group Financial Services product range, upon becoming a funding client.


  • A totally independent funder, BMW Group Financial Services does not have any ties with an underwriter that may conflict with a broker's business.
  • A funder who recognises that the broker, as our customer, is important.
  • Guaranteed rapid responses to your quotation requests.
  • Efficient and straight-forward application process.
  • Fast acceptance and settlement.
  • Flexibility providing you with a package to suit the particular needs of your clients.
  • Ability to obtain reports from BMW Group Financial Services with respect to individual funding performance.


To start preserving cash flow whilst still managing your risk, talk to your insurance broker or contact BMW Premium Funding on 03 9264 4155.